The trucking and transportation industry revolves around the equipment that each company maintains. At Compass Equipment Finance, we know transportation. With more than 20 years in the industry, trucking companies can greatly benefit from the financial expertise our team has to offer. By creating financial packages custom to best suit each customer, our goal is to help set them up for long term success.

Compass Equipment Finance’s packages will allow owner operators, mid-sized, and large-sized trucking companies to purchase the equipment they deserve. Upon receipt of our required documents, we can have a credit decision in as little as 30 minutes!

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Little Paper Work, Easy Application, Same Day Decision!


Medium and Heavy Duty Truck Financing

    Applicant Requirements
  • 2 Years Commercial Driving Experience Preferred
  • Start Up Co. / First Time Buyers
  • Minimum FICO Score of 580
  • No Open Bankruptcy
  • US Citizen or Green Card Holder
    Credit Submission Requirements
  • Loan Application
  • Applicant’s Credit Report
  • Copy of Applicant’s CDL
  • Preliminary Bill of Sale
  • Unit Spec Sheet
    Typical Loan Terms
  • Interest Rates From 10%-20%
  • Down Payment As Low As 10%
  • Loan Terms Up To 60 Months
  • No Pre-Payment Penalty


    Equipment Guidelines

  • Gliders & Overhauls Permitted
  • No Age or Mileage Limits
  • OTR; Day Cabs & Box Trucks
  • Tow Trucks & Flatbeds
  • Finance Soft Cost

    Navistar/Maxx Force Engine

  • Maximum Loan of $10,000
  • Maximum Loan Term of 1 Year
  • 1 Year Compass Equipment Finance Warranty Package Required
  • Applicant Requirements
    • Minimum FICO Score of 620
    • At Least 2 Years Owner Operator Experience
    • Prior Maxx Force Ownership
  • Dealer Must Fund Other Truck Financing With CEF